A Safer Retirement and Environment – What We’re Implementing to Help Keep You Safe: READ MORE

Here at Senior Tax & Insurance Advisors, PLLC, we are adhering to state and local guidelines in order to protect both the health and safety of clients and staff. Keeping our clients and staff safe is our highest priority and we’re taking all appropriate measures to ensure a safe environment. Should you prefer to not meet face-to-face, we are continuing to serve our clients through virtual settings such as Zoom or phone calls.

We look forward to continuing to help individuals and families achieve their ideal retirements.

Senior Tax & Insurance Advisors, PLLC
(512) 833-6557

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Don’t Just Be Ready; Be Game Ready

Everyone’s idea of the “perfect retirement” is different.

Some of us plan to travel the world, while others hope to move to a new location, perhaps with a warmer climate. Still others might wish to live frugally so they have a sizable nest egg they can pass on to future generations.

No matter your goal, stability is an important part of most retirement lifestyles. In fact, IALC has found that 80% of Americans say their top retirement need is a stable income that can’t be outlived. Each of us should strive to manage our nest egg with the right retirement savings vehicles to help ensure we have the financial security we need to be ready for life after work.

A fixed indexed annuity (FIA) is one retirement tool that can help make this possible, offering a number of benefits to help you prepare for your long-term future:

  • A balanced portfolio

    A balanced portfolio is essential for managing risk and reward in the financial markets. Designed for the long term, FIAs are a great retirement vehicle to ensure you are not putting all your eggs in one basket.

  • Principal protection

    Even with market volatility, an FIA will not lose value. Your savings aren’t exposed to market fluctuations, so even in a negative market return, interest credited will never fall below zero. Moreover, you can never lose your interest once it’s credited to your principal.

  • Predictable income

    Choosing an FIA is an efficient way to plan for your future, as your interest earnings rate always remains somewhere between the interest rate floor and the cap. In turn, no matter what happens in the market, you can count on payments throughout your golden years.

  • Tax-deferred growth

    FIAs offer long-term tax-deferred savings. As long as your money stays in the annuity, you will not be taxed on interest earnings. Once you receive a payout, the annuity is taxed as ordinary income.

  • Guaranteed income stream

    With Americans living longer and spending more time in retirement, many retirees are concerned about outliving their savings. FIAs are designed with guaranteed lifetime income so you can never outlive your earnings.

No matter your retirement goal, don’t just be ready for it; be Game Ready. Learn more by watching our new Game Ready video series.

https://fiainsights.org/dont-just-be-ready-be-game-ready/

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For more information about any of our products and services, schedule a meeting today.

Or give us a call at (512) 883-6557